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Underwriting
When an application for a home loan is processed, the bank will underwrite the applications by determining the risks involved in a particular loan and establishing suitable terms and conditions for the loan.
Related Topic: Risk Profile.

Unrehabilitated Insolvent
An insolvent whose estate is controlled in terms of Insolvency Act 24 of 1936. Generally stated, an insolvent automatically becomes rehabilitated (i.e. ceases to be an insolvent) 10 years after having been declared insolvent.

Urban Sprawl
An insolvent whose estate is controlled in terms of Insolvency Act 24 of 1936. Generally stated, an insolvent automatically becomes rehabilitated (i.e. ceases to be an insolvent) 10 years after having been declared insolvent.

 
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