Loans against Listed Share Portfolios

In these days of tight money, it has become increasingly difficult to raise funds to achieve your wealth strategy goals. Whether for property investments, project development finance, debt cost reduction, or just about any other need to raise capital, Dunbar Property Group has launched a unique lending program that could provide the necessary funding you need quickly and affordably in South Africa, USA, UK, Japan, Australia, Israel, India, Korea, and Canada.

To cater for your financial needs, we have partnered with a well-established company that will advance loans against a LISTED stock/share portfolio* pledged as collateral.

Loan Synopsis:

• There is a minimum loan amount of US$50,000 and a maximum loan amount of US$200 million+.
• Terms are typically 2-7 years.
• Interest rates start at 4.99%, interest only.
• The loans have limited recourse and limited exposure.
• Borrowers undergo no credit checks.
• There are no upfront fees.
• Borrowers can use the money for anything they want with the exception of reinvesting the loan proceeds into a marginal account.
• Loans can be completed quickly, typically in as little as 5-10 days

At the end of the term, a balloon payment of the loan balance is due. Borrowers may pay off the loan at that time, or alternatively, they may take any of the following three actions:

• Refinance the loan.
• Sell the shares that they have pledged to repay the loan.
• Walk away from the shares they have pledged, even if the value of them at that time is less than the amount that they borrowed, and no negative credit bureau reports will be filed.

If you are looking to enhance your wealth creation in these challenging times or have someone else in mind, feel free to enquire for further information.

(* Qualifying criteria applies)